PLUS : M&I
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Endpoint Exchange and M&I Bank offer M&I National Plus, one of the NCHA
Image Exchange Plus products designed to provide Endpoint Exchange member institutions
with the ability to truncate 100 percent of their forward collection volume. By
accepting all checks, M&I Bank is the first Endpoint Exchange Network member
to allow other Endpoint Exchange member institutions to clear any check that is
otherwise not electronically tradable via the Endpoint Exchange Network. “M&I
National Plus” electronically accepts and settles check images drawn on all ABA
routing numbers and handles the downstream item clearing process, while providing
95 percent Day One availability for the collecting institution. M&I settles
with the sending institution through the NCHA and assumes collection responsibility
for those items for all downstream clearing.